Actual Revnue History (ARH)– The ARH pilot policy is available for cherries, navel oranges and strawberries in select counties and states. This plan of insurance has many parallels to the APH plan of insurance, with the primary difference being that instead of insuring historical yields, the plan insures historical revenues. The policy is structured as an endorsement to the Common Crop Insurance Policy Basic Provisions. It uses many of the APH yield procedures to produce a revenue product. Each crop insured under ARH has unique crop provisions. Like current revenue coverage plans, the ARH pilot program protects growers against losses from low yields, low prices, or any combination of these events.

Dollar Plan– This policy provides protection against declining value due to damage or yield shortfall due to an insured cause of loss. The policy does not provide coverage against market price fluctuations. The amount of insurance is based on the input costs of growing a crop in a specific area. A loss occurs when the actual crop value is less than the amount of insurance due to an insured cause of loss.

Revenue protection (RP)– The RP policy includes yield loss protection found in YP but also adds protection for loss of crop value due to a drop in price on the applicable board of trade. This policy uses the same projected price as the YP policy and adds a harvest price. The harvest price is the average closing price of the same futures contract used to determine the projected price for a specified period of time during the harvest season. The policy revenue guarantee is based on the elected percentage of the Approved APH times the greater of the projected or harvest price. If the harvest price is greater than the projected price, the policy guarantee will increase accordingly without an increase in premium. An indemnity is due if the calculated revenue (harvested/appraised production X harvest price) is less than the policy guarantee (Approved APH X % of coverage X greater of projected or harvest price). This plan is available for barley (including malting), canola/rapeseed, corn, cotton, grain sorghum, rice, soybeans, sunflower seed, and wheat.

Revenue Protection with Harvest Price Exclusion (RP HPE)– The RP-HPE policy provides protection against a loss in revenue due to a low yield, low price or a combination of both. It is identical to the RP policy with the exception that the policy guarantee is based solely upon the projected price. The policy guarantee will not increase if the harvest price is higher than the projected price which could result in a production loss with no revenue loss. In effect, a higher harvest price offsets the production loss. This plan is available for barley, canola/rapeseed, corn, cotton, grain sorghum, rice, soybeans, sunflower seed, and wheat.

Yield Protection (YP)– The YP policy works like the APH policy with the exception of the way the price is determined. Yield shortfalls under YP are paid using a projected price which is calculated by averaging the closing price of a designated board of trade futures contract during a specified period of time prior to the planting of the crop. This plan is available for barley (including malting), canola/rapeseed, corn, cotton, grain sorghum, rice, soybeans, sunflower seed, and wheat.

Area Yield Protection (AYP)– Under the AYP policy, the producer elects a coverage level (up to 90%) which is multiplied by the expected county yield to determine a trigger yield. An indemnity is due if the final county yield is less than the trigger yield. The producer elects a protection factor between 80% and 120% which allows them to insure more or less than the county average. That factor is multiplied by the expected county yield and projected price to determine the dollar amount of insurance per acre which is used to determine the indemnity payable. The projected price is based on the average of the closing price of a designated board of trade futures contract during a specified period of time prior to the planting of the crop.

Area Revenue Protection (ARP)– The ARP policy includes protection against a county wide yield loss found in AYP but also adds protection for loss of crop value due to a drop in price on the applicable board of trade. This policy uses the same projected price as the AYP policy and adds a harvest price. The harvest price is the average closing price of the same futures contract during a specified period of time during the harvest season. The producer elects a coverage level (up to 90%) which is multiplied by the expected county yield and the projected or harvest price (whichever is greater) to determine a trigger revenue. An indemnity is due if the final county revenue is less than the trigger revenue. The producer elects a protection factor between 80% and 120% which allows them to insure more or less than the county average revenue. That factor is multiplied by the expected county yield and the projected or harvest price (whichever is greater) to determine the dollar amount of insurance per acre which is used to determine premium and indemnities.

Area Revenue Protection with Harvest Price Exclusion (ARP-HPE)- The ARP-HPE policy provides protection against a county wide loss in yield, price or a combination of both. It is identical to the ARP policy with the exception that the trigger revenue and dollar amount of insurance are based solely on the projected price. The policy guarantee will not increase if the harvest price is higher than the projected price which could result in the county experiencing a bushel loss with no indemnity due. In effect, a higher harvest price offsets the production loss.

Non-Discrimination statement:

In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email: program.intake@usda.gov

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For additional information please visit:

http://www.rma.usda.gov/web/nondiscrim.html

http://www.usda.gov/wps/portal/usda/usdahome?navtype=FT&navid=NON_DISCRIMINATION

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AgriLogic Insurance Services, LLC